So,you’re on the hunt for new home? The vibrant area offers a range of property options, and two popular contenders often top the list: Semi-detached (Semi-D) houses and terrace houses . Both offer unique advantages, and the “right” choice ultimately depends on your individual needs, lifestyle, and budget. Following our recent look into the world of semi-D houses, we thought it would be helpful to delve deeper and compare them directly with terrace houses, a more common property type of in Malaysia. Let’s break down the key differences to help you make an informed decision: Space and layout: -Semi-D : As the name suggests, a semi- D shares one common wall with its neighbour. This design typically results in wider land size compared to a standard terrace house. You often get a side garden or more generous outdoor space,offering more room for landscaping,outdoor activities, or even potential extensions. The interior layout can also feel more spacious and airy due extra width. -Terra...
Congratulations! You're one step closer to your first dream home. But before you get carried away choosing furniture, make sure your budget is solid. Many first-time buyers overlook crucial things. Don't be one of them! Here are 3 key budget aspects you MUST know: * More Than Just the House Price: Don't only focus on the property's selling price. Remember, there are other costs involved: * Deposit: Usually 10% of the house price. * Legal Fees & Stamp Duty: These can amount to thousands. * Insurance & Takaful: Protection for your loan and property. * Minor Renovations (if needed): Paint, lights, or small fixes. Set aside at least 15-20% more than the house price to cover these costs. * Affordable Monthly Payments: Banks will assess your ability to pay the monthly loan installments. But also consider: * Other Monthly Commitments: Car loans, personal loans, credit card bills. * Daily Exp...
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